Disclosure:I am vested in Neratel, so opinion will be biased.
I attended Neratel AGM yesterday, management seems quite confident of expanding the payment solution business(in fact, new subsidiaries were set up last year to expand this business segment), so i was surprised that today neratel announced that a third party has approached it to buy the payment solution business, though no agreement has been reached yet.
If payment solution business is sold, Neratel will lose recurring revenue from lease of POS system. Although the sale of this business will reduce capex, but Neratel turnover will become more unpredictable. Of course, every business is for sale at a good price. Let’s wait for further developments.
Another major disruption for SMRT. Minister Khaw who recently celebrated 100 days of no major incident for rail travel surely is not pleased now.
Let’s see his incomplete bazi
壬辰 壬子 戊子
大运：癸丑 甲寅 乙卯 丙辰 丁巳 戊午 己未 庚申
11岁 21岁 31岁 41岁 51岁 61岁 71岁 81岁
始于：1962 1972 1982 1992 2002 2012 2022 2032
Looks like his 忌神 is water. This year forms a 三合水局.
辛丑 戊戌 戊戌
大运：丁酉 丙申 乙未 甲午 癸巳 壬辰 辛卯 庚寅
9岁 19岁 29岁 39岁 49岁 59岁 69岁 79岁
始于：1969 1979 1989 1999 2009 2019 2029 2039
Seems like PAP is sending K. Muralidharan Pillai as their candidate in Bukit Batok SMC by election. From the web, his birthday is 30th Oct 1967. Incomplete bazi is
丁未 庚戌 丁卯
大运：己酉 戊申 丁未 丙午 乙巳 甲辰 癸卯 壬寅
8岁 18岁 28岁 38岁 48岁 58岁 68岁 78岁
始于：1974 1984 1994 2004 2014 2024 2034 2044
Looks like his favourable elements are wood and fire. Obviously, he is in good luck period, but so is Chee Soon Juan. It boils down to the exact date and time of election which we don’t know yet, so it is difficult to tell who will win. As a rough estimate, if it is held in the month of 壬辰，Chee has a slight edge over Pillai. If it is held in month of 甲午, Pillai will have the edge over Chee.
Well, it’s too early to say since candidates standing for by-election in bukit batok are not announced yet. However, judging by Chee Soon Juan’s visit to Bukit Batok SMC this morning, it seems likely that he (or Prof. Tambyah) will run for SDP. Since i don’t have Prof. Tambyah’s birthday. I will just analyse Chee’s incomplete bazi.
壬寅 丁未 己未
大运：戊申 己酉 庚戌 辛亥 壬子 癸丑 甲寅 乙卯
7岁 17岁 27岁 37岁 47岁 57岁 67岁 77岁
始于：1968 1978 1988 1998 2008 2018 2028 2038
looks like a dry chart requiring water as 调侯。In 2012 壬辰, when water is available plus luck period 壬子， he was discharged from bankruptcy and allowed to compete in elections thereafter.But why, in luck period 辛亥 when there is also water, he did not do well and even went to jail? Don’t forget 寅亥合 and i presume wood(官杀） is not his favourable element. This year is 丙申, if by-election is called in month of 壬辰 forming a 三合水局, then luck is with him and he may do well against his opponent. As for whether he can enter parliament as MP, really hard to tell but there’s a chance as PAP don’t fare well in smc by election in recent years.
Guoco Tower Singapore tallest building TOP(Temporary Occupation Permit) in mid-2016-property bubble bursting
Guoco Tower, the upcoming tallest building will be issued TOP(Temporary Occupation Permit) in mid-2016. As the tallest building indicator matches with property burst, expect one happening in Singapore too.
Don’t be misled by the media hype of China slowdown, US interest rate rising, oil price falling. Not that they are not important but the real reason STI is falling is because the competitive advantage(moat) is narrower as big companies like the banks face competition from fintech, SGX face competition from new clearing houses and Singtel face competition from new telco player.
Besides that, singapore property market is expected to slump further this and next year, STI(especially the banks and property counter) is reacting to that.